Chris Black

Mortgage Professional

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Honesty is the heart of my business. I entered the industry as thousands were leaving in December of 2008. For the past 3 years I have been living, learning and breathing everything that has to do with residential financing done THE RIGHT WAY. I have been blessed to have the opportunity to work alongside some of the Real Estate Industry's top professionals. I specialize in finding the right mortgage option to fit every client's unique financial situation. With so much involved in getting a mortgage I make sure to be easily accessible to answer any questions and make sure they know when working with me that they will always receive the up most dedication and respect. Licensing & Affiliations: NMLS ID# 275073, Very active in the Orange County Association of Realtors, Irvine Chamber of Commerce

Mortgage Banker at Bay Equity, LLC

August 2009 - March 2011

Helping people find the best home financing options that fit their situation Responsible for originating long lasting Realtor-Lender relationships Outstanding Customer Service At Bay Equity, we offer a full range of products and provide each and every client with outstanding customer service. Because of this our clients are presented with a specialist that will detail the perfect loan scenario to fit your needs. Each client experiences the best in customer service and integrity. We, at all times, operate with the utmost professionalism, remembering that our Bank is client-centered and client driven. We will provide insight on the current market and can give you a full loan approval in a matter of minutes. Bay Equity is also committed to being the leader in price and service, which is why we partner with the largest names in the financial world. At Bay Equity, our clients and the needs of our clients always come first. Examine mortgage options from Bay Equity and find the one that's right for you. Whether you're buying your first house, or you're a seasoned homeowner we offer mortgage loans to fit your needs. Prequalify today and enjoy: oCustom rates and pricing oExpert advice to complete your application oA quick and simple process No matter what kind of mortgage you're interested in, you'll enjoy expert home-buying advice from a bank you can trust, Bay Equity. Let us help you find the right mortgage today. Bay Equity is a growing mortgage bank with branch locations across the Western US. Please ask me if you are interested in coming into the branch. We are committed to our community and enjoy meeting our clients in person. We look forward to working with you soon.

Sales Associate at Nordstrom

November 2007 - January 2009

Amazing customer service building long lasting relationships

Sales Associate at Golden Investments

January 2006 - June 2006

*Helped out from time to time scheduling clients *Internship for school

Loan Consultant at iMortgage

February 2011

At imortgage we understand that in today's market, home financing requires a company with a proven track record, financial strength and integrity. Our unwavering commitment to excellence in these three key areas has earned us a reputation as one of the most well respected companies in the industry. Founded in 1999, imortgage grew from the concept of creating a premier builder-based mortgage banking company to a consumer-friendly system that provides a vast array of mortgage products, which gives our customers and business partners a clear advantage. Headquartered in Scottsdale, Arizona, imortgage has offices in multiple states and is looking to continue its solid track record of growth. As the market changed in 2007, imortgage recognized an opportunity to expand into a retail business channel. With the ability to capitalize on its reputation, imortgage sought out individuals that represented the core culture of integrity to establish a retail presence. Today we are one of the fastest growing privately held retail companies in the Western United States. As we look to the future, our ability to provide big company resources combined with the agility to move quickly as an independent mortgage banker will ensure our continued success. The financial strength of imortgage enables us to continue our access to credit facilities and investor groups that are essential to our industry. We are a fully approved direct lender for FNMA, FHA, VA, HUD and USDA. In addition, we actively participate in and become experts in state and local government loan programs.

California State University-Hayward - School of Business and Economics

2005 – 2008

Bachelor of Science

2003-2005 Cuesta College